PROPOSED PRODUCTS AND SERVICES
SAVINGS & CHECKINGS
These products and more will be offered after the NCUA grants us a charter
Share Accounts
6 - 24 Months
These are fixed deposits savings accounts that offer higher interest than big banks, partial ownership of the credit union as well as voting rights on credit union policies*.
Checking accounts
Our checking or share drafts accounts will include a free checking as well as a privilege checking with a line of credit for a monthly fee of $10.00.
SACCO / OSUSU Accounts
12-24 Months
SACCO or OSUSU or DJANGI are small short terms, interest free loans granted to members who meet the membership requirements as well as the savings terms.
LOANS Types
These loans will be offered after the NCUA grants us a charter:
personal loanS
6 - 24 Months
We will offer personal loans, credit carts as well as line of credit. Lines of credit are great quick cash option without paperwork associated with other types of loans.
car loans
New & Used Car
Our car loan offers will be for both Used and New Cars at the lowest interest possible; whether it is a new purchase or you are refinancing.
business loans
22
Our Business Loan offers will have the lowest interest rates possible and wired to help you start a new business or fund an existing one.
Credit Unions are non for profit and rely greatly on donations to support operations for the first three years or so.
Help Our Cause
Your support and contributions will enable us to meet our goals including preparing paperwork, fillings, legal fees, research and development, internet and mobile banking, launch and continue operations at least for the next 3 years. We are very grateful for your generosity. Your generous donation will help us go a long way.
African Diaspora leadership FEderal Credit Union Initiative
Welcome!
Access to funding is very essential to people, businesses and nations.